Motorists can use these tips to their advantage as they are some of the most effective ways to achieve the cheapest motor insurance quotes. I would read the following tips and then try to implement as many as you can to take full advantage of them.
Try securing your vehicle properly. Make sure your vehicle is fitted with a car alarm or immobiliser. This level of security is required by many insurers today, as without one your vehicle is at more or a risk for being stolen or broken into. Most insurers will offer policyholders a discount for having an alarm or immobiliser fitted.
Another good piece of advice is to always park your vehicle in a secure place. Probably the best place is a locked garage. It is always going to be safer option than parking it on the road, and for this reason insurers will reward drivers who lock their vehicle in a garage at night. They simply are less risk towards the insurer for making a claim.
When obtaining a car insurance quote take note when you are the excess contribution question. You have the option to pay the stipulated excess amount or you can pay more if you wish. Paying more in excess contributions will cause the total cost of your premium to drop in price, because you are willing to pay more out in the case of a claim. This is something that you should consider implementing, but make sure that you can afford the excess payment if required.
Your no claims history is very important when trying to achieve a cheap motor insurance quote. Motorists that have built up a good history can achieve some pretty good discounts. Try to find an insurer that offer a good rate for no claims and you could find yourself with a much cheaper premium. Your no claims history information is on your most recent car insurance certificate if you didn’t know.
Low mileage drivers will achieve a lower premium. If you only driver less than 5,000 miles in a year, then you could receive a good discount from the insurer. The less you drive your car the less of a liability you are.
Why not get a quote from RAC car insurance, they always offer a competitive price. I hope these motor insurance cost saving tips can help you get a cheaper premium and beat your renewal quotation.